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It's worth remembering that sometimes families have to make big changes that lead to additional expenses. For instance, if a non-working spouse returns to the workforce, they might need to pay for daycare. In such cases, life insurance can provide financial assistance to cover these new expenses.

If you have children, life insurance can help bring stability and normalcy to their lives. For example, they can continue to attend their school, participate in sports, go to college, or pursue their dreams.

If someone in your family, such as a child, sibling, or parent, has a disability and requires lifelong assistance and financial support, life insurance can help ensure that their care continuity is not disrupted.

It can be helpful to consult a funeral director when planning a funeral and making informed decisions about expenses and other details. Funeral directors are knowledgeable about arranging everything from choosing a casket to creating a memorial fund. Although it may seem overwhelming to find a suitable funeral home, there are a few simple steps you can take to ensure that you select the best one to meet your needs.

In Texas, federal law mandates that funeral homes must accept caskets purchased from other sources such as online retailers. You may also choose to build your casket. However, it is important to check the federal laws in your state before making any decisions.

If you are planning for your funeral, it is possible to purchase your headstone while you are still alive. This is becoming increasingly common as it takes the pressure and stress of planning away from your family while they are grieving. A marker that is organized before death is known as a pre-need headstone. We have partnered with some casket and headstone providers who can offer more affordable options than purchasing directly through most funeral homes.